Read how the Debt-FREE & Prosperous Living® system has worked for others just like you

"I have read and reread your book on the Debt-FREE & Prosperous Living Basic Course. We have paid off all our bills, including the mortgage that we had 11 years left to pay on it."

Theresa Kivatinos

"...if I've figured right with your strategy, I should be out of debt in three to three and a half years, instead of thirteen, at which time I'd be 64."

Tim Newman

"Thank you for saving my life! I've already retired $4,000 (in bills) in 5 months. Bless your heart!"

Dolly Fairchild

"I had to share our excitement with you, yesterday Dean and I paid our car off!!! That was a great day and such a wonderful feeling to drive my car and know that the bank doesn't own it anymore. 'WE DO' YA-HOO. Thanks for your great program."

Dean & Bonnie Seymour

"Enclosed is an example of how your program helped save me $1,308 per year on my auto insurance.

"This is insurance on the same cars through the same agent."

Steve Gaudur

"I belong to the Charles Givens Organization. HOWEVER, your method is by far the simplest to use and makes the most sense."

Loyal J. Gifford, Jr.

"It's said that when you're ready to learn, the right teacher comes along. We consider Mr. Cummuta to be one of the most important educators of our lives."

James Morris

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"I never imagined that a $10,000 debt could be paid off in 2 years."

Linda F. Williams

"The Basic Course has become my financial bible."

Martin Kroah

"I would recommend this product and service to anyone who is sincerely interested in moving forward financially."

Christopher A. Clarke

"This program is so simple it's unbelievable! We've already paid off the first bill (after just five days), and will have $77,000 in bills paid off in less than four years.... I only wish we had known about your program years ago. Keep up the good work."

Bonnie Bowles

"Since December, after working out our debt payoff program, we have already eliminated 2 obligations, and will pay off all our short term credit obligations in just 17 months. The mortgage will take a little longer, but it too will be gone in just over 5 years from now!"

Matt and Ann Beebe

"You have written the book and produced the tapes that could turn this whole country around."

Gerry White

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"Thanks for your guidance, Debt-FREE & Prosperous Living. You have been an answer to prayer for a retired minister and his wife."

Walter B. Townley

I don't know why my other plans failed, but your ideas and plan worked, better than I had ever hoped. This month I paid off my last bill that comes with a monthly payment, with the exception of my house. Thank you."

Donald Hopstad

"I am expecting to have around $17,700 of debt totally, completely and permanently paid off in 31 months. I should then be able to start investing $640 per month. I have already paid off one credit card and expect to have two more debts paid off by the end of the year."

Alan Pepper

"Recently I bought your Debt-FREE & Prosperous Living Basic Course. I have only one thing to say: May God Bless you all many, many times!! You have opened my eyes! Finally I have arrived at the answer I was looking for.

Augusto Alvarez

"You saved my life, because for quite a number of years I had been searching for a way to get out of debt."

Chico Villagran

"This is the first time that I've ordered anything through mail order that was well worth reading."

Eddie Pons

"You saved me!!! The interesting thing is that as a member of the "Givens" Organization for two (2) years, I had no idea how I was going to make financial freedom a reality. At 46, I finally have hope and a bona fide plan of action!!"

Carl R. Marr, Jr.

"I want to thank you for supplying me with this program. I have paid off all bills. I am now starting to pay off my mortgage. It should take three and a half years."

Mark Anderson

"Your simple method is the answer to my prayers; both by solving my personal debt situation and giving us the vehicle to help our friends and loved ones."

Thomas A. Mayer

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"Last Christmas I received your new Basic Course as a gift. This is the most valuable gift I have ever received, and I feel indebted to you for your kindness to share the financial wisdom contained in this course."

Robert Westra

"Following your plan, and continuing to work tirelessly, we have paid down a $75,000 mortgage to about $25,000 (this will be paid in full by early summer of this year) and purchased a new Lincoln Town Car (for cash of course). Thanks from the bottom of my heart for a program that really worked for me.

Susan Riggen

"A few weeks ago when I was going through my 'junk mail', I laughed out loud when I got to yours. I even started reading it out loud to my wife and we were both really cracking up!! By the time I got to the end I wasn't laughing any more. I guess I even got a little mad!

"We are currently earning approximately $250,000 a year and have the $250,000 house and new cars and toys to go with it and I should be happy Right? Yet, Deep down inside I know the truth. Needless to say when I listened to your story I felt like I had found the answer to my prayers!"

Steve Campbell

"We have looked at several methods and avenues because we have been Money Management Counselors within our church structure. Your program is the most specific, concise and clear instructional tool we have seen to date."

Tim and Ginny Monk

"I have been using the strategy in your book and have already paid off three major debts in the last eight months. I can't wait until I am debt free.

Thomas Kamenicky

True Stories...

Here are three true stories. Stories that could be yours, if you make the decision today to follow the Debt-FREE & Prosperous Living® path to complete financial freedom.