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This Alternative to Bankruptcy usually gets you out of debt in about half the time without filing Bankruptcy ― and for half or less the total payoff amount ― as those "non-profit" credit counseling companies you see advertised on TV

Thinking About Filing Bankruptcy?

Filing Bankruptcy isn't always your only option. We have an excellent Debt Settlement program that is able to get you out of debt faster than trying to pay it off yourself. It is an alternative to filing bankruptcy, and the best way to find out if you qualify is to take our FREE cash flow analysis right now. If you qualify for our debt settlement program, than we'll get you started right away. If our experts figure out that you would better off with bankruptcy, we won't lie to try and get you on our program, we'll tell you the truth.

 There are alternatives to Filing Bankruptcy, click on the link below to find out how you can stop creditors from calling, and BE DEBT FREE in only 7 years including your mortgage!

Over 15,000 people a day are filing for bankruptcy in the US, you don't have to be one of them. Get started today with your free no cost, no obligation Cash Flow Analysis

Free Cash Flow Analysis

Debt Help from Debt Free

The new bankruptcy laws have gone in affect now, one of the most significant changes being made is to force people into chapter 13 bankruptcy, instead of chapter 7 bankruptcy. Chapter 7 allowed what is most commonly known as a fresh start, by eliminating your credit card debt. Chapter 13 bankruptcy is where you set up payments to get rid of your credit card debt. It may be advantageous for you to settle your debt or pay it off yourself without filing for bankruptcy. Our free cash flow analysis will help you get on the right track to figuring out what is best for your situation.

 


"If it wasn't for you I would be in a large hole with no means of escape.
I was newly divorced and had lost everything: my home up north, my belongings, my savings, and almost my sanity.

When I dialed the numbers I was trembling and then Tonyha answered. I was almost at a point I couldn't talk. She was so kind and understanding. We went right to work and over the next hour I think we went over all my debt.

I was so impressed by her compassion and for that matter you whole company's compassion and understanding. I know that in about 30 months I will be out of the hole and on the way to recovery, financially.

Thank you from the bottom of my heart for the chance to start over!"

Jeanette Roy


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